Terms and Conditions

These terms set out the rules for using USA Online Casinos at gardenartgroup.com. They explain what this site is, how our casino listings and ratings are produced, what our commercial relationships mean for you, and where our responsibility ends and an operator's begins. By browsing the site you accept them. If you disagree with any part, the right response is to stop using the site.

Last reviewed: Sep 25, 2026. We update this page when our practices or the law change, and the date shown at the top of the page reflects the most recent revision.

Who may use this site

USA Online Casinos is intended for adults aged 21 or over who are physically located in a US state where the activity they are researching is lawful. Some regulated states set the minimum age at 21, others at 18 for certain products; the operator and the state regulator, not this site, determine the age that applies to any given account.

• You must be of legal gambling age in your state.
• You must not use the site on behalf of a minor or a self-excluded person.
• You must not rely on this site to establish whether real money play is lawful where you are. Legal availability varies by state, and only a handful of states license online casino gaming.
• If you have self-excluded through a state program or an operator, honor that exclusion. Nothing here overrides it.

Reading about casinos is not the same as being permitted to open an account with one. Accepting sign-ups from a state is not the same as being authorized to operate there, and we ask readers to keep that distinction in mind when they follow any link from this site.

Commercial disclosure and how it affects rankings

We may earn a commission when a reader clicks a link to an operator listed on this site and goes on to register or deposit. That is how the site is funded, and you pay nothing extra as a result.

Commission does not buy position. Payment terms are agreed separately from editorial assessment, and an operator cannot purchase a higher rank, a better rating or the removal of a criticism. Some brands we cover have no commercial relationship with us at all. Where an offer's terms are poor, we say so regardless of what the brand pays.

How our ratings and listings are produced

Every editorial rating on this site — the scores shown on the offer cards, running from 10.0 for Raging Bull down through the rest of the list — is our own opinion. It is not a customer satisfaction score, not an average of user reviews, and not the result of anyone on our team depositing or playing. We research and verify published information: bonus terms, wagering requirements, payment pages, withdrawal policies, game libraries and licensing statements.

Our assessment weighs, in rough order of importance:

1. Bonus terms as written — wagering multiples, maximum bonus bets, expiry dates and cashout caps, rather than the advertised headline percentage.
2. Cashier detail — minimum deposits, minimum withdrawals, withdrawal limits, stated processing times and any fees.
3. Verification practice — what KYC documents are requested, when, and how source-of-funds checks are described.
4. Games and providers — slots, table games, live dealer rooms, and whether RTP and RNG information is published.
5. Player protections — deposit and loss limits, self-exclusion tools, and a documented complaints route.

What the listed offers do and do not promise

Bonus figures shown on this site are the operator's advertised terms at the time we checked them. They change without notice and they are not a contract between you and us. Three examples of what that means in practice:

Raging Bull — 410% up to $10,000 + 50 Free Spins

Ranked first on our list at 10.0, largely because the headline match percentage and cap sit at the generous end of what US-facing casino bonuses advertise, and because the offer bundles spins alongside the deposit match. It is a useful case study for reading terms properly: a four-figure maximum only materializes if you deposit at a scale most readers will not, and large percentage matches almost always carry playthrough requirements, maximum bet caps while a bonus is active, and expiry windows. The limitation is straightforward — a bonus this size is the hardest kind to clear, and the advertised ceiling is not the amount a typical deposit unlocks. Check the wagering multiple and the cashout cap on the operator's own terms page before you opt in.

Magician Bet — 101% No Wagering

Included at 9.8 for the opposite reason to Raging Bull: the percentage is modest, but "no wagering" is the single term that most changes the value of a bonus. If funds are genuinely withdrawable without playthrough, a 101% match can be worth more to a cautious player than a headline several times its size. The caveat is that no-wagering offers usually carry compensating restrictions — lower maximum bonus amounts, shorter validity windows, or caps on what can be withdrawn from bonus-derived winnings. Read which of those apply before treating the balance as cash.

Slots of Vegas — 375% Bonus + 50 Free Spins on Cash Chaser

Rated 9.6, and listed because the free spins are tied to a named title rather than left vague, which makes the offer easier to evaluate. Game-specific spins tell you where your value sits; they also tell you that value is confined to one game. The limitation is that spin winnings are commonly credited as bonus funds subject to their own wagering and a separate cap, and a 375% match sits in the same high-playthrough category as other large deposit bonuses.

Other listed operators

Uptown Aces (600% for new players), Card Crush (instant welcome reward of 2 mystery coins and 5 cards), Zumba Cards (250% deposit bonus up to 250 SC), BetUS (200% up to $4,000), Amazon Jackpots (4 posters plus 40 free SC and a bonus wheel for $20), Slots and Casino (500% up to $2,500 across three deposits) and Bets.FM (225% deposit bonus up to 1 BTC plus 225 free spins) all appear on our list on the same basis. Note that offers denominated in SC relate to sweepstakes-style play rather than a dollar deposit balance, and that a crypto-denominated cap behaves differently from a dollar cap because the underlying value moves. Terms for all of them are the operator's, not ours.

Money, payments and your account with an operator

USA Online Casinos does not take deposits, hold funds, process withdrawals or operate any game. No money changes hands between you and this site, and we charge nothing for access. Everything financial happens between you and the operator you register with.

What that means for the common cashier questions readers bring here:

• Deposits. US-facing casinos typically support debit cards, ACH bank transfers and online banking; credit card acceptance varies by issuer and state, and some banks decline gambling transactions outright. E-wallet support, including PayPal, is available at some state-licensed operators and not at others. Verify on the operator's cashier page rather than assuming.
• Minimum deposits. Set by the operator, and often higher for a bonus to trigger than for a plain deposit. A bonus you cannot activate because your deposit fell short is a common and avoidable mistake.
• Withdrawals. Timings, minimum withdrawal amounts, monthly or weekly limits and any fees are the operator's terms. Advertised processing times are advertising, not a result we have measured. Expect verification to add time to a first cashout.
• Fees. Some methods carry an operator fee, a processor fee or both; some are free on deposit and charged on withdrawal. Check both directions.

If a payment or withdrawal goes wrong, we cannot intervene. Your route is the operator's complaints procedure first, then the state regulator or the dispute body named in the operator's terms.

Verification and the documents you will be asked for

Licensed US operators are required to verify identity. Expect requests for government-issued photo ID, proof of address, and proof of the payment method used. Larger or unusual activity can trigger source-of-funds checks. These are legal obligations placed on the operator, not obstacles invented to delay you — but they do delay withdrawals if you leave them until you want to cash out. Completing verification at registration is the single most effective way to avoid a stalled withdrawal.

What the site covers, and what it does not

Our content spans the categories US readers actually compare: slot games including progressive jackpots, table games such as blackjack, roulette and baccarat, live dealer rooms streamed with human croupiers, and mobile play through browsers and apps. We also explain the mechanics behind them — return to player percentages, slot volatility, random number generators and the software providers behind the libraries.

Several operators we list run adjacent product lines alongside casino play. BetUS, for example, is known for sportsbook wagering as well as casino games; sports betting is regulated separately from online casino gaming in most states, is legal in far more of them, and carries entirely different odds structures, bonus terms and settlement rules. Poker rooms, bingo, racebooks and sweepstakes-style social casinos are likewise separate products with separate terms. A bonus advertised for one product usually cannot be used on another, and wagering contributions differ sharply between them. Read the product-specific terms rather than assuming a casino welcome offer extends across the whole site.

Accuracy, and the limits of what we can promise

We research carefully and correct errors when we find them, but we make no warranty that every figure on this site is current. Operators change bonus terms, payment options and state availability without notifying us. Where information is unconfirmed or disputed, we say so rather than smoothing it over. The operator's own terms and conditions always take precedence over anything published here.

Nothing on this site is legal, financial or tax advice. Gambling carries a real risk of losing money, results cannot be predicted, and no casino is completely safe or risk-free. We will never present gambling as income or as a way to address financial difficulty.

Intellectual property and acceptable use

The written content, layout and original graphics on gardenartgroup.com belong to USA Online Casinos unless credited otherwise. Brand names, logos and product names belong to their respective owners and appear here for identification. You may quote short passages with attribution and a link. You may not republish substantial sections, scrape the site at scale, or present our ratings as anyone else's assessment. You also agree not to attempt to disrupt the site, misuse contact channels, or submit content that is unlawful or misleading.

Links to operators and third parties

Outbound links take you to sites we do not control. Their terms, privacy practices and security are their own. We check the operators we list before publishing, but inclusion is not an endorsement of every term they impose, and we cannot be held responsible for a third party's conduct, service interruption or policy change.

Liability

To the extent permitted by law, USA Online Casinos is not liable for losses arising from your use of this site or from decisions you make on the basis of it, including gambling losses, declined transactions, closed accounts, forfeited bonuses or withheld withdrawals. Those outcomes sit between you and the operator. Nothing in these terms limits liability where the law does not allow it to be limited.

Responsible gambling and where to get help

If gambling has stopped being entertainment, stop using this site and use the tools available to you. Every licensed US operator must offer deposit and loss limits, session reminders, time-outs and self-exclusion, and most states run their own self-exclusion registers. Blocking software can prevent access to gambling sites at the device level. Our responsible gambling guidance explains these tools and the national support lines in more detail, and our page on account controls and support covers how to set limits and reach an operator's help team.

Changes to these terms, and how to reach us

We may revise these terms at any time. The version published here is the one that applies, and continued use of the site after a change means you accept the revised version. We do not notify readers individually.

Questions about these terms, a correction to a listed offer, or a complaint about our coverage can be sent through our contact page. If you want to know who writes this site and how we work before you rely on it, start with our editorial background. Corrections are welcome and taken seriously — if an operator's terms have moved since our last check, telling us is the fastest way to get the page fixed.